Jewish Journal

Extra Help to pay for Medications

by Shmully Schwartz

January 8, 2014 | 9:38 am

How does a senior on a fixed income with limited resources pay for the astronomical cost of prescription medications? It truly is a quagmire because once your income starts going down at an older age - or reaches a standstill - you're required by your doctor to take medications that save your life albeit at a major fiscal responsibility.

Well good news... The government, through the Social Security Administration, has a program that will pay for your medications. It is called Extra Help and many seniors unbeknownst to them qualify for it. It works with every Part D plan (which is the Medicare prescription drug plans) and takes about 5 minutes to sign up for over the phone or online. Depending on your income, you may receive less or more money for your medications. Sometimes you can get every dollar paid for!

Additionally, it also gives you the ability to change your plan anytime during the year! There is a "lock-in" period for Medicare Advantage and Medicare Part D but if you get Extra Help you can change insurance carriers anytime during the year.

In good health,

Shmully Schwartz

(If you have any specific questions about this government program please feel free to contact me directly shmuel@simplerhorizons.com)

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